As long as home prices were rising it made sense for US households to use their homes as their ATM machines, borrow against their rising home equity and spend more than their income (negative savings). But now that home prices are ...

Should I Get Divorced? Or Not?
Getting out from under steep monthly payments may provide much needed relief, as can re-financing the house or a home equity loan. These solutions will only work if the couple cures the disease and not just the symptoms! ...